Midterm Elections

Midterm Elections

Midterm Elections It’s almost Election Day in the US once again. For those who need a brief civics refresher, every two years the full US House of Representatives and one-third of the Senate are up for reelection.While the outcomes of the elections are...
The Flat-Out Truth

The Flat-Out Truth

The Flat-Out Truth What is a yield curve, and why are stock investors interested in its shape?A yield curve gives a snapshot of how yields vary across bonds of similar credit quality, but different maturities, at a specific point in time. For example, the US Treasury...
The ABC’s of Education Investing

The ABC’s of Education Investing

The ABC’s of Education Investing With school back in session in most of the country, many parents are likely thinking about how best to prepare for the children’s future college expensesNow is a good time to sharpen one’s pencil for a few important lessons...
Alternative Reality

Alternative Reality

Alternative Reality Diversification has been called the only free lunch in investing.This idea is based on research showing that diversification, through a combination of assets like stocks and bonds, could reduce volatility without reducing expected return or...
Where’s the Value?

Where’s the Value?

Where’s the Value? From 1928-2017 the value premium in the US had a positive annualized return of approximately 3.5%. In seven of the last 10 calendar years, however, the value premium in the US has been negative. This has prompted some investors to wonder if...
The Impact of Inflation

The Impact of Inflation

The Impact of Inflation When the prices of goods and services increase over time, consumers can buy fewer of them with every dollar they have saved.This erosion of the real purchasing power of wealth is called inflation. Inflation is an important element of investing....